I don’t know about you, but I love to find a great bargain. I am the one who, when you tell me you like my dress, will yell out “and I only paid $20 for it!”. I really struggle to pay full price for anything, and I also don’t like to pay more than something is worth.Bargain hunting can be…
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Latest from the Blog
The Envelope System {for the cash}
Now that you are operating with cash, you will need a way to keep your cash categories separated and organized. This is affectionately called “the envelope system”. People have been using cash forever, but oddly this seems like a totally new concept to most people – I know it was for me. I mentioned that I use the envelopes that…
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Record Keeping {Budget Binder}
I mentioned here that we use an excel spreadsheet to keep track of our budget and bill paying. This is only half true. Several months ago, when my anxiety level was off the charts, I surrendered the money management to my hubby. I have been doing it solely because I had more time. Truth be told, he’s probably better at…
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Cash, Cash, Cash
Okay, so maybe you remember what I said here about debt. The worst of which is credit card debt. A lot of us use credit cards for convenience. Maybe you pay the bill off every month – good for you!! We are not that disciplined…at. all. Maybe you use your debit card, cuz that’s really the same as cash, right…
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Emergency Spending
So, ya, you know when the washing machine leaks all over your laundry room and into your kitchen. The dryer stops heating. You have a leak in a pipe in the foundation. Or maybe you have a car (or two) that need repair. (This is our reality right now. :)) How do you handle those things? Do you pull our…
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