So #5 on my list of budget busters is a tough one – keeping up with the Jones’. I’m sure we all know we try to do it, but we don’t want to admit it, and most times we don’t want to stop. Maybe you don’t see why it’s a problem. I know I didn’t use to. But then, as…
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Maybe you were surprised to see “lack of organization” on my list of budget busters, and maybe not. Many times for us, excess spending has resulted from an unorganized life. Some examples: *unorganized pantry = buying three more cans of tomato sauce because you couldn’t find the five cans in your pantry. *unorganized garage = buying another cable cord…
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Number three on my list of budget busters is impulse spending. For us, it is always a couple of dollars here, ten dollars there. Not a big deal when you look at it piece by piece, but when you add it all up – budget busted. Our solution (again per Dave’s suggestion) – our own “blow money”. We budget what…
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I think deep down inside, most of us know that credit is not the ideal way to purchase things. However, we revert back to children sometimes, and we want things NOW, and so we use credit. Many financial experts will agree – the only way to financial peace is to alleviate all credit from our lives. What?!? (in my best…
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Okay, so my biggest reason for eating out has always been – “oh my goodness, it’s almost dinner time and I have no idea what to make”. Sound familiar? So then I text my hubby and say, ever-so-sweetly, “can you pick up something for dinner on your way home?” To which he says, ever-so-sweetly, “I’ll take care of it.” 🙂…
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