Blow Money

Number three on my list of budget busters is impulse spending.  For us, it is always a couple of dollars here, ten dollars there.  Not a big deal when you look at it piece by piece, but when you add it all up – budget busted.  Our solution (again per Dave’s suggestion) – our own “blow money”.  

We budget what is basically an allowance for the grown-ups.  You are working hard for your money, you should be able to have a little – right?  This really helps to take the heavy burden of “THE BUDGET” off our shoulders.  We each have a little play money that we can do with whatever we please and we don’t have to answer to each other about it.  


Now, I do say a little because it is.  As you are tracking your spending – take note of how much of this impulse spending you are doing – most likely too much.  I found this article about what we waste money on very interesting.  

source: daveramsey.com


If you are trying to save money, you are most likely going to have to get your coffee at home, and maybe only make one or two stops for a coke.  We each have $20 a week for our blow money – cash of course, so that when it’s gone it’s gone.  Ya, it’s not a lot, but it’s enough for lunch out with friends, and maybe a coke or two. 

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